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A checking account is the most basic personal finance tool.
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A checking account is the most basic personal finance tool. Purchasing a home is the arguably the biggest financial investment you'll ever make. Cramer may like bonds, but the bank index can go up without him. To most people, the process of opening a bank account can be intimidating and tiresome. You will be paying off the loan for years, so it's vital to get the best rate possible with a reputable lender to possibly save you thousands of dollars.
Whether you have just inherited money, are starting up a new business, have received a job promotion, have recently had a child or any other major life change, you may want to consider opening one or multiple bank accounts.
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